Urgent Openings for Credit Analyst in HCL Infosystems Ltd.

Company Name :    HCL Infosystems Ltd.

Designation:    Credit Analyst

Job Description:

• Managing, Monitoring and Mitigating credit risk

• Interact with customers to verify financial and credit transactions and for gathering & analyzing credit information for seamless processing of their orders

• Prepare high-quality Credit Analysis Summary ensuring that all relevant financial and non-financial aspects are analysed in order to identify credit risks and provide suitable mitigants

• Determine and implement appropriate payment terms and credit limit for customers and taking necessary approvals for the same

• Keeping exposures within the assigned credit limits

• Ensure early identification and prompt escalation of any deteriorating credit

• Continuously Review the open AR ageing MIS to identify and select delinquent accounts for collection and coordinating with sales and customers for early liquidation of those accounts

• Evaluate customer records and recommend payment plans to customers in distress based on several quantitative and qualitative factors

• Ready to take initiatives to propose new solutions, modifications, and improvements

• Ensuring transaction documentation (e.g. Security documentation) are entered in our standard format; where there are material changes from standard documentation, ensure that appropriate approval is obtained

• Ensure that transaction execution and completion of due diligence are in accordance with Global Credit Policy and procedures and terms of the Credit approval.

• Provide constructive support to the Business from a credit-risk perspective by attending prospective and existing customer calls, helping to structure proposals, ensuring that available risk information is shared, and providing guidance on risk matters.

• Review customer orders and credit release them when appropriate

• Maintaining risk classes and credit limits in SAP for all the customers in his/ her portfolio

Keywords: risk analysis, credit rating, credit analyst

Company Profile:

HCL Infosystems Ltd, is India´s premier hardware, services and ICT systems integration company offering a wide spectrum of ICT products that includes Computing, Storage, Networking, Security, Telecom, Imaging and Retail. HCL is a one-stop-shop for all the ICT requirements of an organization. India's leading System Integration and Infrastructure Management Services Organization, HCL has specialized expertise across verticals including Telecom, BFSI, eGovernance & Power.

HCL Infosystems Ltd is one of the pioneers in the Indian IT market , with its origins in 1976. For over quarter of a century, we have developed and implemented solutions for multiple market segments, across a range of technologies in India. We have been in the forefront in introducing new technologies and solutions.

Desired Profile:

C.A. / MBA (Finance)/ CFA

Thorough understanding of credit analysis function

• Demonstrated ability to review and understand financial statements

• Demonstrated ability to make sound credit decisions based on financial statement analysis and other sources of credit information

• Strong analytical and problem solving skills

• Proficient in Microsoft Office applications especially word, excel & power point

• Excellent written and verbal communication skills with the ability to effectively interact with all stakeholders

• Presentable personality

Experience:      3 - 5 Years

Role:     Credit/Control Exec.

Functional Area:      Accounts, Finance, Tax, CS, Audit

Education:

UG - Any Graduate - Any Specialization,Graduation Not Required

PG - CA,MBA/PGDM - Any Specialization

Location:     Noida

Apply Here